Proactive & Customized Protection

You’ve worked hard to build wealth that cares for your family and lets you live with clarity, confidence, and intention. At Equilibrium Wealth Advisors (EWA), asset protection is integrated into our wealth management process so you can enjoy life today without sacrificing tomorrow’s financial independence. Based in Pittsburgh, we serve clients locally and across the U.S. Contact us at (412) 991-1385 or request an appointment now.

The Unique Vulnerabilities of Substantial Wealth

As your net worth grows, the risks change and standard policies and basic legal structures may be insufficient. Common exposures include:

Complex Litigation:

Increased visibility can attract lawsuits tied to business, professional, or personal matters.

Creditor Claims:

Business downturns, investment risks, or personal guarantees may put personal assets within reach of creditors.

Marital Disputes:

Without planning, divorce can jeopardize wealth you’ve worked hard to create.

Generational Transitions:

Poorly structured transfers can invite taxes, legal challenges, and intra-family conflict.

Asset Protection Planning

Effective protection is proactive and customized. Our goal is to move you from a defensive posture to one of strength and control. We coordinate closely with your estate attorney and CPA to implement strategies such as:

Titling Strategies: Thoughtful ownership (individual, joint, trusts, or state-specific options such as tenancy by the entirety where applicable) helps minimize risk, preserve privacy, and facilitate smooth transitions.

Trusts: Using appropriate irrevocable trust structures, including SLATs, dynasty trusts, ILITs, and FLPs, helps shield assets from future claims and preserve family wealth.

Comprehensive Liability Planning: Aligning coverage across umbrella/excess liability, homeowners, auto, professional, and specialty lines mitigates lawsuit and creditor exposure.

Advanced Estate Planning: Integrating asset protection with estate and legacy goals reduces avoidable taxes, streamlines administration, and deters disputes.

Customized Business Entities: Organizing operating and passive holdings with LLCs, corporations (with C or S elections), and family limited partnerships creates legal separation and potential tax efficiencies.

Important: EWA provides wealth management and tax services. We do not provide legal advice. We collaborate with your attorney to design and implement legal structures.

Is Our Wealth Management Approach the Right Fit for You?

We serve high-net-worth individuals and families with $1 million or more in investable assets.
We have particular expertise supporting households in the $10–$100 million range who face complex financial structures, liquidity events, and multi-generational dynamics.
We do not offer standalone tax preparation or insurance services. Our advisory fee fully integrates all of our services:
- Wealth Management & Investments
- Tax Strategy & Preparation
- Insurance Planning (via EWA Insurance LLC)
- Estate & Legacy Planning
- Retirement & Distribution Planning
- College & Education Planning
- Business Succession & Liquidity Planning

See our Planning Philosophy, Investment Philosophy, and Our Process for more details.

Trust & Asset Protection for Peace of Mind

At EWA, we’ll help you protect your assets and align them with your goals and values— today and across generations. With offices based in Pittsburgh, we serve clients locally and across the U.S. Request an appointment now.

Disclosure:

Equilibrium Wealth Advisors (EWA) is an SEC-registered investment advisory firm offering wealth management and integrated financial planning services. Tax services are provided through EWA’s in-house CPA team. Insurance solutions are offered separately through EWA Insurance LLC. EWA does not provide legal advice and works in coordination with each client’s independent attorney and estate planning professionals.